Mortgage Advice & Insights

The U.S. Federal Reserve held its key interest rate at 3.625% for the fifth meeting in a row. That may sound like good news, but longer-term U.S. bond yields moved higher after the announcement. Those longer-term yields are important because they can influence fixed mortgage rates here in Canada

Market balance also improved. The sales-to-new-listings ratio rose to 50.2%, moving above 50% for the first time this year. Seasonally adjusted home sales increased 0.5% to 38,014 transactions. While that gain was modest, it represented the third consecutive monthly increase and followed a much stronger 5.5% jump in May.

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I’m Amanda Merrin, a mortgage broker serving clients across Nova Scotia and Ontario. My goal is simple: to help you feel confident, informed, and supported when making one of the biggest financial decisions of your life. For many people, the mortgage process can feel overwhelming. There’s a lot of information out there, and not all of it is clear or easy to apply to your situation. That’s where I come in. I don’t just help you find a mortgage — I guide you through the entire

In today’s real estate market, many buyers find themselves in the same position — mortgage pre-approval in hand, ready to purchase, but struggling to find a home that fits both their needs and budget. In Nova Scotia, especially in the lower price ranges, available inventory can be limited, and the homes you do find often require costly renovations. That’s where building a home — whether with a local modular home provider like Stones Superior Homes or another trusted builder —